At the Ukraine Recovery Conference 2026 in Polish Gdańsk, the Ministry of Development of Communities and Territories signed an agreement with the Council of Europe Development Bank (CEB). The result: over 251 million euros for four housing support directions for Ukrainians left homeless by Russian aggression.
How the money is distributed
The largest package — 140 million euros in direct credit from the CEB. Of these, 80 million euros will go to new housing vouchers of 2 million hryvnias each under the "Housing for IDPs from TOT" program — primarily for veterans and people with disabilities as a result of war. Another 60 million euros — for preferential mortgages for IDPs.
Separately — 100 million euros for the "eRecovery" program: continuation of the HOME project, where 50 million is provided by the CEB, and another 50 million — by the Italian government. These funds are directed toward compensation for destroyed housing and housing certificates. Over 11 million euros in grant financing will be received by the administrative infrastructure of the program — local commissions, citizen support services, individual housing recovery mechanisms.
«We are attracting over 251 million euros for the development of housing programs and support for Ukrainians who lost their homes due to Russian aggression»
Oleksiy Kuleba, Vice Prime Minister for Recovery, in Telegram after signing the agreement
One voucher — 2 million hryvnias: what does this mean for a specific family
The "Housing for IDPs from TOT" program launched on December 1, 2025. As of early May 2026, over 32,000 applications have been submitted, with approximately 20,000 families receiving positive decisions. However, the current resources are calculated only for 10,000 — the rest are waiting for the next funding round. The new 80 million euros are expected to finance approximately 2,000 more vouchers.
The voucher amount — 2 million hryvnias (~45 thousand dollars). It covers only the cost of the property: notary, appraisal, state fees — at their own expense. In Kyiv, Lviv, or Uzhhorod, a two-room apartment for a family costs an average of 100 thousand dollars, according to Member of Parliament Pavlo Frolov. The voucher covers less than half.
Demand for affordable housing has already affected prices. According to the LUN portal, in the Desnyansky district of Kyiv — traditionally the most affordable — the average cost of an apartment from January to May 2026 rose from $43,000 to $45,500, i.e., almost 6%. Analysts are recording price increases in all districts of the capital.
The Center for Joint Action in its 2025 legislation analysis directly points to a structural problem: «A voucher of 2 million hryvnias may prove insufficient against the backdrop of inflation and rising real estate prices in safe regions», and the programs themselves «have limited coverage and do not form a unified strategy for the transition from temporary to permanent housing for the majority of IDPs».
What is happening with the program in parallel
- Almost 1,000 families have already purchased housing under the "Housing for IDPs from TOT" component as of late May 2026.
- The voucher can now be used as a down payment for the "eOselya" mortgage — the Cabinet approved the corresponding changes after months of conflict between the two programs.
- In total, over 3,200 applications have been approved for 6.59 billion hryvnias under the program, and vouchers have already been used in 22 regions of the country.
In total, at URC 2026, Ukraine signed 160 agreements for over 10 billion euros — the housing agreements with the CEB became one of the first operational results of the conference. However, the scale of needs is different: official IDP status is held by over 4.6 million Ukrainians — approximately 12% of the country's population, according to the Kyiv School of Economics.
If the next tranche of 80 million euros finances 2,000 vouchers, and the queue already exceeds 12,000 uncovered applications — the question is not whether there is money, but when the state determines how many families it plans to cover and over what timeframe: without this figure, each new agreement remains an announcement, not a program.
