Financial news, budget and personal finances at Razom UA
The Ministry of Social Policy announced it is preparing the technical infrastructure to allow applications for benefits for pregnant women and families with children to be submitted online — what will change for parents and when to expect it.
Yurii Butsa expects an IMF decision as early as February. We examine why this matters for the country’s financial stability and what restrictions will be imposed on state-owned companies.
The Cabinet of Ministers is preparing a regulatory act — indexation will be higher than last year’s inflation by 4 percentage points. We explain who will receive additional payments and why this matters right now.
In January 2026, revenues to territorial communities rose by 14% — we break down the income sources, what lies behind the figures, and how this will affect services in your area.
Beijing has revised the final tariffs on imports of dairy products from the EU — lower than expected. Why this matters for prices, supplies and the prospects of Ukrainian producers.
The state is launching a one-time financial support mechanism for internally displaced families. We explain the terms, the application process, and the key risks that will determine the program's effectiveness.
The €90 billion package will cover the 2026–2027 budget deficit and fund arms purchases. We explain how and when this money could reach Ukraine — and on what conditions it depends.
The net worth of Coinbase’s CEO has fallen by more than $10 billion — this is not just the story of one billionaire, but a signal for investors, regulators and countries counting on digital assets.
Moldova's exit from the Commonwealth of Independent States will cost Chișinău about €100,000. It's a small financial burden but an important legal and political step. We examine what this move changes and why it matters for the region.
In January, consumer prices rose by 0.7% — inflation has been falling for eight months. We examine why this is happening, which goods are hitting household budgets, and which risks could bring back inflationary pressure in the second half of the year.
The court ordered the suspect detained, with the option of release on bail set at 25 million hryvnias. We examine how transactions involving assets undermine trust in the banking system and why this matters during wartime.
François Villeroy de Galhau’s decision to resign a year and a half before his term ends is not merely a personal change of course. We break down why this matters for European monetary policy and what to expect next.
IMF managing director rejects alarmist forecasts about the dollar's role despite its biggest decline since 2017. We examine why the currency's weakening does not necessarily signal a crisis and what the real consequences are for countries with external debt — including Ukraine.
European banks and regulators are accelerating the creation of their own payment solutions — this is not only a business issue but also a matter of financial and geopolitical resilience, important for Ukraine as well.
Bloomberg reports that Chinese regulators have verbally advised the country's largest banks to limit their exposure to U.S. Treasury bonds. We examine why this is more than mere statistics — and what risks and opportunities it creates for Ukraine's economy and security.
After a historic plunge, precious metals have partially recovered losses: gold +1.7%, silver +6%. We explain the causes of the rebound and the risks that matter for the Ukrainian economy.
Bloomberg reports a surge of applications to the SAFE program: demand has exceeded the available €150 billion. Read why Brussels may seek additional funds and how this opens a window of opportunity for Ukrainian industry.
A promotion turned into a fiasco: users received 2,000 BTC each instead of a symbolic 2,000 won. Reuters reports the scale of the incident — we examine why this matters for the global market and Ukrainian fintech companies.
In great-power diplomacy, practical steps matter more than loud statements. Moving from delays to the first tranche could reduce the risk of cuts to peacekeeping missions and accelerate Washington’s demands for UN reform — we examine the consequences for Ukraine and global security.
Although Beijing talks about a "strategic friendship," real capital is not rushing into the Russian economy. We unpack what lies behind the figures and what the consequences are for Ukraine.
Through the World Bank, Ukraine will receive a $690.8 million grant under ERA — what this means for the country's budget, security, and recovery.
The National Bank of Ukraine said write‑offs reduced PrivatBank’s share of non‑performing loans (NPLs) from 44.7% to 8.45%. This balance‑sheet cleanup could speed up lending to businesses and boost confidence in the banking system — but limitations remain.
The National Bank of Ukraine believes that the direct impact of a possible AI market crash on Ukraine’s finances would be moderate, but the hit to IT exports, remittances and international aid could prove significant. We explain why this matters now.
The Verkhovna Rada faces a choice: approve unpopular taxes now to avoid losing funding in spring 2026. We examine what’s being proposed and what the consequences will be for the state and ordinary citizens.
The Ministry of Finance is preparing a rule that could, from 2027, automatically make hundreds of thousands of sole proprietors VAT payers. The RBO is asking to raise the threshold to UAH 4 million and to conduct an audit of the risk-monitoring system to avoid paralyzing small business.
The Cabinet of Ministers proposes to overhaul the solidarity system, convert special pensions into occupational ones, and introduce voluntary savings. We explain who stands to gain, who stands to lose, and when this could become a reality.
The country's largest state-owned bank has appointed a new chairman of the management board after receiving approval from the National Bank. We examine why the manager's experience matters for lending to businesses, international cooperation, and financial resilience during the reconstruction.
Bloomberg reports a sharp single-session spike in Japanese government bond yields — a phenomenon that is already affecting rates in the US and Europe. We explain why this matters for Ukraine’s finances and security.
The Kyiv City Prosecutor's Office says that in 2020–2023 the city did not need to borrow — because of the bond issuance the capital allegedly overpaid UAH 581 million. We explain what exactly is happening and why this matters for Kyiv's budgetary priorities.
After the exchange of GDP warrants at the end of December 2025, S&P raised the rating from "SD" to "CCC+". This reduces the burden of debt servicing — but does not eliminate war-related risks. We examine what changes for the economy and security.
The Cabinet of Ministers has updated the support mechanism for farmers in areas of potential and active hostilities — up to UAH 4,700 per hectare, with a limit of 2,000 hectares. This is a direct investment in preserving production and food security on the frontline.
The Foreign Intelligence Service of Ukraine (SZRU) has recorded a sharp acceleration in the daily rate of price increases in early January — this is not just statistics, but a signal of escalating economic tension with consequences for social stability and regional security.
The State Border Guard Service recorded more than 37 million border crossings — while the number of "non-returns" has fallen threefold compared with the first year of the war. We examine what this means for the labor market, security and reconstruction.
Organizing voting during wartime is significantly more expensive — we explain where the hundreds of millions come from, who evaluates the costs, and why this issue is about Ukraine's security and international support.
PrivatBank, together with Visa, has added a tool in Privat24 for reimbursing part of shared expenses — convenient for friends and family, useful for businesses, and reducing risks in cashless transactions.
After three EU countries refused, the European Parliament gave its consent to use a mechanism that will allow a loan to be provided to Ukraine for 2026–2027. We examine why this matters for Ukraine’s budget and security and which risks remain to be monitored.
Alecta, one of Sweden’s largest pension funds, has sold the majority of its holdings in US Treasuries citing the “unpredictability” of American policy. We explain why this matters for global financial stability and what it could mean for Ukraine.
The U.S. Treasury Secretary in Davos dismissed a signal from a Danish pension fund about “exiting” Treasuries — we explain why the rhetoric of analysts and politicians can be dangerous even when sales volumes are small.
Cash in circulation rose by 12.6% in 2025 — both a sign of economic recovery and a safety net against attacks on infrastructure. We examine the consequences for households and the state.
The National Bank of Ukraine set the exchange rate at UAH 50.7219 per euro for January 21 — a new historical high. Behind the figure are seasonal payments, business activity, and record reserves: we examine what this means for the economy and your savings.
The government has allocated UAH 1 billion for shelters at preschool institutions — not cosmetic repairs, but a step toward safe learning in near-frontline areas. We explain who can receive the funds, the timelines, and what this means for communities.
The Managing Director of the IMF urged Kyiv to see reforms through to the end. This is a condition not only for a new lending program but also for strengthening economic resilience during the war — we examine exactly what is being demanded and what consequences this will have for the country.
A one-off 1,000-hryvnia payment has become for millions of Ukrainians not a luxury but a way to pay for heating and electricity. We explain why the money was spent on those bills and what risks and benefits the program carries.
The IMF has upgraded its growth forecast for 2026. We explain why investments in artificial intelligence offset tariff shocks and what practical consequences this has for the Ukrainian economy.
Markets respond not to headlines but to risks: how new trade tariffs and geopolitical uncertainty are driving up precious metal prices and what this means for Ukraine’s economy and public procurement.
According to Reuters, the White House is discussing one-time payments to sway Greenland away from Denmark and into closer cooperation with the United States. We examine why this is more than an isolated idea and what threat it poses to international norms.
The Ministry of Defense assures that the outstanding portion of December’s monetary allowances will be paid in January. We examine why the delay occurred, what it means for service members, and the broader state and international context.
The official exchange rate for January 12 was set at UAH 43.0757 to the dollar — a new record high. We examine why the National Bank reacted the way it did and what protection the record reserves provide.